Your Reverse Mortgage Specialist

 

Contact

Main Number: 281-575-8050

Email: larry@yourrmspecialist.com

Address

Your Reverse Mortgage Specialist

Local Mailing Address:

12507 Wellington Park Drive

Houston, TX 77072

 
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Profile

LARRY K. OLEZ
REAL ESTATE LOAN OFFICER
YOUR REVERSE MORTGAGE SPECIALIST

You have most likely seen Reverse Mortgage advertisements on TV being endorsed by actors such as Fred Thompson, Henry Winkler, or Robert Wagner, which are paid advertising spokesmen, offering to send you a CD. I’m not offering you a CD, but a one-on-one conversation. When you call to get reverse mortgage information you will talk with me, a real reverse mortgage specialist located in Houston . . . not someone in New Jersey.

Your Reverse Mortgage Specialist
My mission is to create awareness and a better understanding about Reverse Mortgages, in the senior community, as well as the professional community. I want to educate people completely, accurately and honestly about the pros and cons of Reverse Mortgages. Through this effort I hope to make a difference in the lives of many Texas seniors.

I’m in the information business, I'm here to “tell you” about reverse mortgages ... not to “sell you” on reverse mortgages, so you can make an educated judgment, is a reverse mortgage right for you

Why chose me as your Loan Officer?
As a senior myself, I’m 75, I know the many financial uncertainties seniors are facing as they approach retirement, or that are now retired and living on fixed incomes. During the past nine years I’ve help hundreds of Texas seniors with their Reverse Mortgages. I know the Texas real estate market, and I know the reverse mortgage program - In 2005 I did a reverse mortgage on my own home. I can give my clients a total understanding of the whole process from both sides... as a borrower and as a reverse mortgage loan officer.

Reverse Mortgages are my only business, and I’m proud to say that I’m very good at what I do.

During our conversation, I will be able to give you (and any interest family members) information on the reverse mortgage program and answer questions. I then follow up with a full information package which includes an estimate of how much money you are eligible to receive.

Personal & Professional Approach
A reverse mortgage is not a “one size fits all” product. Each senior’s situation is unique; therefore, I work to create a partnership with my clients as they go through the reverse mortgage progress. This begins with answering questions and providing you with truthful and personalized information. I’ll explain the positives, which are obvious — money now with no repayment as long as you live in your home; but I’ll also explain what some people feel is a negative — the cost.
Then, if you decide this program is right for you, I bring the loan application documents to you at your home where we can discuss the program face-to-face.

Here’s my commitment to you:
  • I won’t try to sell you or talk you into doing a reverse mortgage
  • I’ll always recommend the best available plan and work hard to get you as much money as possible
  • I always make sure you fully understand how the Reverse Mortgage Program works and how it will impact your present as well as your future life.

I am committed to providing my clients with the highest quality financial services combined with the lowest rates available in our area. As a mortgage professional I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you refinancing an outstanding mortgage loan, consolidating debt or just don't want worry about money any more, I can help you find the right loan program at the lowest rate no matter what your needs are. My ultimate goal is to give each senior I speak with the most complete and comprehensive information on what the Reverse Mortgage Program can do and can not do for them. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Please feel free to give me a call anytime, no strings attached or feel free to utilize any of the interactive tools offered throughout the site. I look forward to working with you.

Personal & Professional Approach
A reverse mortgage is not a “one size fits all” product. Each senior’s situation is unique; therefore, I work to create a partnership with my clients as they go through the reverse mortgage progress. This begins with answering questions and providing truthful and personalized information. I’ll explain the positives, which are obvious — money now with no repayment as long as you live in your home; but I’ll also explain what some people feel is a negative — the cost.

Then, if you decide this program is right for you, I bring the loan application documents to you at your home where we can discuss the program face-to-face.

Your Reverse Mortgage Lender
First Financial Reverse Mortgages is a division of Success Mortgage Partners.  The Company is a multi-state, HUD-approved reverse mortgage lender, headquartered in Plymouth, Michigan.

Our pledge to you
At 1st Financial Reverse Mortgages, our goal is to make your reverse mortgage loan process as simple and worry-free as possible.  We pride ourselves in offering the highest level of customer service, and we appreciate the opportunity to earn your business.  We are local!  Our loan officers are employed in local branch offices throughout the country.  Because we are close by, in many cases we can meet with you and discuss your options in person, or over the phone.  Larry Olez, is your local reverse mortgage specialist, and is here to help you throughout the entire process.  Our reputation is built on Service, integrity, Professionalism, and Value.

Working from a Solid Foundation
1st Financial Reverse Mortgages process all loans using a seasoned and experienced processing staff.  We process and close loans quickly.  We also keep you informed as to the status of your reverse mortgage throughout the entire loan process.

We work with several top HUD approved reverse mortgage lenders.  What does this means for you?  By auditing each lender and the programs offered, We are in a position to put you into the best program to get you the most money.

Protecting Your Privacy
1st Financial Reverse Mortgages, we respect your privacy and understand that the personal information you provide us is extremely sensitive. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations guarding your non-public personal information.


Licensing Information
Nationwide Mortgage Licensing System   http://www.nmlsconsumeraccess.org
Texas Department of Savings and Mortgage Lending   http://www.sml.texas.gov/

Lawrence K. Olez, NMLS ID# 296809
Local Mailing address: 12507 Wellington Park Drive, Houston, TX 77072
1st Financial Reverse Mortgages
A Division of Success Mortgage Partners, Inc. NMLS ID# 130562
9595 Six Pines Drive, Suite 8210, Office 275, Houston, TX 77380

Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at http://www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of Licensed Mortgage Banker Residential Mortgage Loan O riginators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at http://www.sml.texas.gov


 

 
 

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